Born a bit moody and hard up (5)
I believe the answer is:
needy
'hard up' is the definition.
(I've seen this before)
'born a bit moody' is the wordplay.
I cannot really see how this works, but
'born' could be 'nee' ('nee' is 'born' in French) and 'nee' is found within the answer.
This explanation may well be incorrect...
'and' is the link.
Can you help me to learn more?
(Other definitions for needy that I've seen before include "Craving attention" , "Deprived" , "Poor; wanting affection" , "Disadvantaged" , "penniless" .)