Feeling cold? Note fast-food shop, not church (5)
I believe the answer is:
nippy
'feeling cold?' is the definition.
'nippy' can be an answer for 'cold?' (I've seen this before). I'm not certain of the 'feeling' bit.
I can't explain the rest of the clue.
Can you help me to learn more?
(Other definitions for nippy that I've seen before include "A bit cold?" , "Rather cold" , "like the wind?" , "Quickly-moving" , "progressing rapidly" .)