Crossword Genius

Fortune laid out by American for prestigious car (5)

Ross

I believe the answer is:

lotus

I'm a little stuck... Click here to teach me more about this clue!

'car' is the definition.
(I've seen this before)

'fortune laid out by american for prestigious' is the wordplay.
I cannot quite see how this works, but
'fortune' could be 'lot' (as in a person's lot in life) and 'lot' is present in the answer.
'american' could be 'us' (United States) and 'us' is found in the answer.
No letters remain.
This may be the basis of the clue (or it may be nonsense).

Can you help me to learn more?

(Other definitions for lotus that I've seen before include "Kind of cross-legged position for meditation" , "Mythical plant inducing languor" , "F1 team and car maker" , "Type of water lily" , "----- Eaters, indolent hedonists" .)

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