Indonesian resident's limitless bank loan (4)

I believe the answer is:

anoa

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'bank loan' is the definition.
Both the definition and answer are singular nouns.
Maybe they are linked in a way I don't understand?

'indonesian resident's limitless' is the wordplay.
'indonesian' becomes 'ano' (I can't justify this - if you can you should believe this answer much more).
'resident's' becomes 'tenant's' (tenant is a kind of resident).
'limitless' says to take the centre.
The middle of 'tenants' is 'a'.
'ano'+'a'='ANOA'

Can you help me to learn more?

(Other definitions for anoa that I've seen before include "water-buffalo" , "Wild ox" .)

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