Is in debt (4)
I believe the answer is:
<span class="explanation-format__ClueExplanation">'<span class="explanation-format__original">is in debt</span>' is the definition.<br/ ><span class="explanation-format__explanation">(I've seen this before)</span><br/ ><br/ >This is all the clue.<br/ ></span>
(Other definitions for owes that I've seen before include "Is in debt to" , "still hasn't paid" , "Has to pay" , "Is indebted to" .)