One who's owed (8)
I believe the answer is:
creditor
<span class="explanation-format__ClueExplanation">'<span class="explanation-format__original">one who's owed</span>' is the definition.<br/ ><span class="explanation-format__explanation">(I've seen this in another clue)</span><br/ ><br/ >This is the entire clue.<br/ ></span>
(Other definitions for creditor that I've seen before include "Person to whom debt is owed" , "One who's owed money" , "He's the one owed the money" , "one to whom money is due" , "Lender" .)