Tough luck, getting the money with the curse attached to it? (3,7)

I believe the answer is:

bad fortune

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'the money with the curse attached to it?' is the definition.
I don't know anything about this answer so I cannot judge whether this works.

'tough luck' is the wordplay.
'tough' becomes 'bad' (similar in meaning).
'luck' becomes 'fortune' (synonyms).
'bad'+'fortune'='BAD FORTUNE'

'getting' acts as a link.

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