Crossword Genius

A little thing requiring some danger money (4)

Ross

I believe the answer is:

germ

I'm a little stuck... Click here to teach me more about this clue!

'a little thing' is the definition.
The answer and definition can be both related to thinking as well as being singular nouns.
Maybe they are linked in a way I don't understand?

'some danger money' is the wordplay.
'some' indicates a hidden word (some of the parts of the word are used).
'GERM' is hidden in the letters of 'danger money'.

'requiring' acts as a link.

Can you help me to learn more?

(Other definitions for germ that I've seen before include "Cause of some diseases" , "Microbe, bacterium" , "Start of an idea" , "Micro-organism causing illness" , "starting point" .)

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