Crossword Genius

A way to pay for fancy roll eaten by loathsome individual (4,4)

Ross

I believe the answer is:

toll road

I'm a little stuck... Click here to teach me more about this clue!

'eaten by loathsome individual' is the definition.
I know nothing about this answer so I can't tell whether this works.

'a way to pay for fancy roll' is the wordplay.
I cannot quite understand how this works, but
'a' is present in the answer.
'to' is present in the answer.
an anagram of 'roll' is 'llro' which is located in the answer.
A single letter 'd' remains which might be clued in a way I don't see.
This may be the basis of the clue (or it may be nonsense).

Can you help me to learn more?

I've seen this clue in The Independent.
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