Crossword Genius

Accountant queuing here for coffee? (4,7)

Ross

I believe the answer is:

bean counter

'accountant' is the definition.
(I know that bean counter is a type of accountant)

I don't understand the remainder of the clue.

(Other definitions for bean counter that I've seen before include "Accountant (slang)" , "Cost-conscious bureaucrat" , "stingy financial official?" , "Accountant, colloquially" , "who worries about finances?" .)

I've seen this clue in The Times.
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