Accumulated over time (7)
I believe the answer is:
accrued
'accumulated over time' is the definition.
(I've seen this before)
This is the entire clue.
(Other definitions for accrued that I've seen before include "Grew or accumulated like interest" , "Once built-up" , "Accumulated over time" .)
I've seen this clue in The Irish Times and the Universal.
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