Crossword Genius

After doubling his final instalment, Del has gold furnishings (5)

Ross

I believe the answer is:

decor

I'm a little stuck... Click here to teach me more about this clue!

'furnishings' is the definition.
(decoration of a room)

'after doubling his final instalment del has gold' is the wordplay.
I cannot quite see how this works, but
'gold' could be 'or' ('or' is the heraldic name for gold) and 'or' is found within the answer.
The remaining letters 'dec' is a valid word which might be clued in a way I don't understand.
This explanation may well be incorrect...

Can you help me to learn more?

(Other definitions for decor that I've seen before include "Embellishment of a room" , "Style of furnishings, drapes etc used in a room" , "Colour scheme, furnishing etc. of a room" , "Style of furnishing etc used in room" , "stage background" .)

I've seen this clue in The Independent.
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