An ironclad excuse for not buying luxuries (8)
I believe the answer is:
hardship
'an ironclad excuse' is the definition.
Although both the answer and definition are singular nouns, I don't see how one could define the other.
I don't understand how the remainder of the clue works.
Can you help me to learn more?
(Other definitions for hardship that I've seen before include "Austerity - affliction" , "Severe discomfort, a tough time" , "Adversity, grimness" , "Privation difficult to endure" , "difficult to take" .)