Animal adapting to change around North America (5,5)
I believe the answer is:
giant panda
'animal' is the definition.
(I have seen 'furry animal' mean 'giant panda' so perhaps 'animal' could also mean 'giant panda')
'adapting to change around north america' is the wordplay.
'to change' is an anagram indicator.
'around' is an insertion indicator.
'north' says the letters should be written in reverse (in a down clue, letters go up or 'northward').
'america' becomes 'NA' (North America, one of the Americas).
'na' written backwards gives 'an'.
'adapting' is an anagram of 'giantpda'.
'giantpda' going around 'an' is 'GIANT PANDA'.
(Other definitions for giant panda that I've seen before include "Creature" , "Something native to China" , "endangered species" , "furry animal" , "Large black and white mammal" .)