Crossword Genius

Are discerning what to do with cheque (4,3)

Ross

I believe the answer is:

make out

This clue is a double definition.

'are discerning' is the first definition.
(to make out is to discern or recognise)

'what to do with cheque' is the second definition.
(to make out a cheque is to write it)

(Other definitions for make out that I've seen before include "Distinguish; pretend" , "understand" , "Discern" , "Manage to see" , "Descry - succeed" .)

I've seen this clue in The Times.
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