Crossword Genius

Arrangement with bank manager finally accepted by maiden? Silly! (9)

Ross

I believe the answer is:

overdraft

I'm a little stuck... Click here to teach me more about this clue!

'arrangement with bank' is the definition.
(I've seen this before)

'manager finally accepted by maiden? silly' is the wordplay.
'manager finally' becomes 'r' (I am not sure about this - if you are sure you should believe this answer much more).
'accepted by' is an insertion indicator.
'maiden?' becomes 'over' (maiden is a kind of over).
'silly' becomes 'daft' (I've seen this before).
'over'+'daft'='overdaft'
'r' placed into 'overdaft' is 'OVERDRAFT'.

Can you help me to learn more?

(Other definitions for overdraft that I've seen before include "For advert, allowed to exceed amount lodged in bank" , "Bank's debt facility" , "Red balance" , "money that must be repaid" , "financial licence" .)

I've seen this clue in The Telegraph.
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