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Arrears (4)

Ross

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4

5

'arrears' is the definition.
(I've seen this in other clues)

This is all the clue.

(Other definitions for debt that I've seen before include "Financial liability" , "Liability, obligation" , "outstanding" , "Amount owed" , "Money or favour owed" .)

I've seen this clue in The Telegraph and the King Feature Syndicate.
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