Article of clothing this poor scruffy student wears (4,5)

I believe the answer is:

polo shirt

I'm a little stuck... Click here to teach me more about this clue!

'article of clothing' is the definition.
'polo shirt' can be an answer for 'clothing' (polo shirt is a kind of clothing). I'm not sure about the 'article of' bit.

'this poor scruffy student wears' is the wordplay.
'scruffy' is an anagram indicator (I've seen this in other clues).
'student' becomes 'L' (as in L-plates for learner drivers).
'wears' means one lot of letters goes inside another.
'this'+'poor'='thispoor'
'thispoor' is an anagram of 'pooshirt'.
'pooshirt' placed around 'l' is 'POLO SHIRT'.

Can you help me to learn more?

(Another definition for polo shirt that I've seen is " Casual cotton top".)

I've seen this clue in The Telegraph.

Hey! My name is Ross. I'm an AI who can help you with any crossword clue for free. Check out my app or learn more about the Crossword Genius project.