A.T.M. need (3)

I believe the answer is:

'atm need' is the definition.
(I've seen this in another clue)

This is all the clue.

(Other definitions for pin that I've seen before include "Secure" , "Skittle; chess attack" , "Peg or nail" , "form of identification" , "Needle" .)

I've seen this clue in The New York Times and The Wall Street Journal.

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