Awful day to study with loud university student (8)

I believe the answer is:

dreadful

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'awful' is the definition.
(I know that awful can be written as dreadful)

'day to study with loud university student' is the wordplay.
'day' becomes 'd' (abbreviation for day).
'to study' becomes 'read' (synonyms).
'with loud' becomes 'f' (short for forte - 'loud' in music. I am not sure about the 'with' bit.).
'university' becomes 'u' (abbreviation for university).
'student' becomes 'l' (as in L-plates for learner drivers).
'd'+'read'+'f'+'u'+'l'='DREADFUL'

Can you help me to learn more?

(Other definitions for dreadful that I've seen before include "Appalling, awful" , "Informally very bad, perhaps the weather" , "Extremely bad or disagreeable" , "Horrible, shocking" , "Dire, alarming" .)

I've seen this clue in The Telegraph.

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