Bad credit with debit card makes these (8)
I believe the answer is:
anagrams
'bad credit' is the definition.
The definition and answer can be both acts as well as being singular nouns.
Maybe they are linked in a way I don't understand?
I don't understand the remainder of the clue.
Can you help me to learn more?
(Other definitions for anagrams that I've seen before include ""Sword" from "words" and "seraph" from "phrase", for example" , "Words made by rearranging the letters of others" , "Mixed-up words as ragman have it" , "Words turned into other words" , "Word jumbles" .)