Bank facility that’s to one’s discredit? (9)
I believe the answer is:
overdraft
'bank facility' is the definition.
'overdraft' can be an answer for 'facility' (I've seen this before). I'm unsure of the 'bank' bit.
I don't understand the remainder of the clue.
Can you help me to learn more?
(Other definitions for overdraft that I've seen before include "Bank account deficit" , "Debit balance in bank account" , "Potential problem with bank" , "having bad position at bank" , "financial licence" .)