Crossword Genius

Be in debt (3)

Ross

I believe the answer is:

owe

'be in debt' is the definition.
(I've seen this before)

This is all the clue.

(Other definitions for owe that I've seen before include "Be in debt - woe is me" , "have favours to return" , "Be indebted" , "Ben in debt" , "Have obligation to pay" .)

I've seen this clue in The Sun, The Wall Street Journal, the Sydney Morning Herald, the Penny Press, the Universal, the Newsday, the USA Today, The Telegraph, The Sunday Times, The Mirror, The New York Times, the LA Times and The Independent.
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