Bent coppers circumventing transfer (10)
I believe the answer is:
preference
'bent' is the definition.
(I know that preference is a type of predisposition)
'coppers circumventing transfer' is the wordplay.
'coppers' becomes 'pence' (copper coins - pennies).
'circumventing' is an insertion indicator (I've seen this in other clues).
'transfer' becomes 'refer' (I can't explain this - if you can you should believe this answer much more).
'pence' going around 'refer' is 'PREFERENCE'.
Can you help me to learn more?
(Other definitions for preference that I've seen before include "Bent" , "Predilection, penchant" , "favourite" , "Liking for one thing more than another" , "First choice" .)