Bit of play from setter perhaps getting twisted -- disaster! (3,2,3)
I believe the answer is:
act of god
'disaster' is the definition.
(I have seen 'Natural disaster' mean 'act of god' so perhaps 'disaster' could also mean 'act of god')
'bit of play from setter perhaps getting twisted' is the wordplay.
I cannot really understand how this works, but
'bit' could be 'act' (synonyms) and 'act' is located in the answer.
'of' could be 'o' and 'o' is found within the answer.
'from' could be 'o' (I've seen this in other clues) and 'o' is found within the answer.
This explanation may well be incorrect...
Can you help me to learn more?
(Other definitions for act of god that I've seen before include "total disaster?" , "Result of natural causes" , "Natural catastrophe, force majeure" , "Inescapable happening" , "Non-insurability clause" .)