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Bit of wear in a bed broken by swingers ultimately (5)

Ross

I believe the answer is:

ascot

I'm a little stuck... Click here to teach me more about this clue!

'bit of wear' is the definition.
'ascot' can be an answer for 'wear' (ascot is a kind of wear). I'm unsure of the 'bit of' bit.

'a bed broken by swingers ultimately' is the wordplay.
'bed' becomes 'cot' (cot is a kind of bed).
'broken by' is an insertion indicator (inserted letters break into the word).
'ultimately' indicates one should take the final letters.
The last letter of 'swingers' is 's'.
'a'+'cot'='acot'
'acot' going around 's' is 'ASCOT'.

'in' acts as a link.

Can you help me to learn more?

(Other definitions for ascot that I've seen before include "Berks racecourse" , "English horse racing venue on coast" , "Horse-racing venue" , "Necktie with wide square ends" , "Royal race meeting venue" .)

I've seen this clue in The Independent.
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