Crossword Genius

Bloated at inn and worried about what we owe (8,4)

Ross

I believe the answer is:

national debt

I'm a little stuck... Click here to teach me more about this clue!

'worried about what we owe' is the definition.
I can't tell whether this definition defines the answer.

'bloated at inn' is the wordplay.
'bloated at inn' anagrams to 'NATIONAL DEBT'.
But, I am unsure how the anagram is indicated.

'and' acts as a link.

Can you help me to learn more?

(Other definitions for national debt that I've seen before include "Money a country owes" , "Do we all owe this" , "which the whole country must pay for" , "something for government to handle" , "Total government borrowing" .)

I've seen this clue in The Irish Times.
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