Bovine animal on a road with frozen area showing lack of courage (9)
I believe the answer is:
cowardice
'lack of courage' is the definition.
(I've seen this before)
'bovine animal on a road with frozen' is the wordplay.
'bovine' becomes 'cow' (cow is a kind of bovine).
'animal on a road' becomes 'ard' (I can't explain this - if you can you should believe this answer much more).
'with' is a charade indicator (letters next to each other).
'frozen' becomes 'ice' (I've seen this in other clues).
'cow'+'ard'+'ice'='COWARDICE'
'area showing' is the link.
This may not be right. Some or all of it may be part of another bit of the clue.
Can you help me to learn more?
(Other definitions for cowardice that I've seen before include "Severe lack of courage" , "not bravery, either" , "Yellowness" , "Spinelessness" , "court-martial offence" .)