Crossword Genius

Bread that's not wrapped? (5,4)

Ross

I believe the answer is:

loose cash

I'm a little stuck... Click here to teach me more about this clue!

'wrapped?' is the definition.
I know nothing about this answer so I cannot tell whether this works.

'bread that's not' is the wordplay.
I cannot really see how this works, but
'bread' could be 'cash' (I've seen this in another clue) and 'cash' is found within the answer.
'not' could be 'o' (I've seen this in other clues) and 'o' is found within the answer.
The remaining letters 'lose' is a valid word which might be clued in a way I don't understand.
This explanation may well be incorrect...

Can you help me to learn more?

I've seen this clue in the Evening Standard.
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