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Builds up a hundred cent and regrets it? (7)

Ross

I believe the answer is:

accrues

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'builds up' is the definition.
(I've seen this in another clue)

I don't understand the remainder of the clue.

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(Other definitions for accrues that I've seen before include "Grows by addition" , "profits" , "Grows by additions" .)

I've seen this clue in The Irish Times.
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