Crossword Genius

Bumming around, thank God, at home, before golf (7)

Ross

I believe the answer is:

cadging

'bumming' is the definition.
(both can mean asking for something from someone)

'around thank god at home before golf' is the wordplay.
I cannot quite understand how this works, but
'around' could be 'ca' (circa) and 'ca' is found within the answer.
'home' could be 'in' ('he's home' can mean 'he's in') and 'in' is located in the answer.
'golf' could be 'g' (phonetic alphabet: alpha, bravo, charlie etc.) and 'g' is found within the answer.
This may be the basis of clue (or it may be nonsense).

I've seen this clue in The Times.
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