Can it help keep one's chest a bit warm in bed? (5)
I believe the answer is:
beard
'can it help keep one's chest a bit' is the definition.
I can't tell whether this definition defines the answer.
'warm in bed?' is the wordplay.
'warm' becomes 'ar' (I can't explain this - if you can you should give a lot more credence to this answer).
'in' indicates putting letters inside.
'ar' put within 'bed' is 'BEARD'.
Can you help me to learn more?
(Other definitions for beard that I've seen before include "Boldly confront (formidable opponent)" , "Facial growth" , "SECOND PART OF 14" , "Whiskers" , "where food sometimes trapped?" .)