Chance you usually won’t have material (7)
I believe the answer is:
earthly
I believe this is a double definition.
'chance you usually won't have' is the first definition.
(as in not having an earthly chance)
'material' is the second definition.
(I've seen this before)
(Other definitions for earthly that I've seen before include "a hopeless person doesn't have" , "Material; worldly" , "being from this planet" , "Of this world" , "no-hoper doesn't have" .)