Changes are our wet coats (9)
I believe the answer is:
outerwear
'changes are our wet coats' is the definition.
I can't judge whether this defines the answer.
'changes are our wet' is the wordplay.
'changes' indicates an anagram.
'are'+'our'+'wet'='areourwet'
'areourwet' anagrammed gives 'OUTERWEAR'.
Can you help me to learn more?
(Other definitions for outerwear that I've seen before include "Top clothes" , "top layers of clothing" , "waterproof?" , "clothes, visibly worn" , "Certain garments" .)