Crossword Genius

Charged description of wealthy person (6)

Ross

I believe the answer is:

loaded

I'm a little stuck... Click here to teach me more about this clue!

'charged' is the definition.
('load' can be a synonym of 'charge')

'description of wealthy person' is the wordplay.
I cannot really understand how this works, but
'of' could be 'o' and 'o' is located in the answer.
'person' could be 'lad' (lad is a kind of person) and 'lad' is found in the remaining letters.
The remaining letters 'ed' is a valid word which might be clued in a way I don't understand.
This explanation may well be incorrect...

Can you help me to learn more?

(Other definitions for loaded that I've seen before include "drunk- > biased" , "Wealthy; laden" , "Burdened; rich (slang)" , "Slangily very rich - or burdened." , "Wealthy (slang) - charged" .)

I've seen this clue in The Irish Times.
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