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Charlie always put in credit card the other way round (4,5)

Ross

I believe the answer is:

vice versa

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'the other way round' is the definition.
(I've seen this before)

'charlie always put in credit card' is the wordplay.
'charlie' becomes 'C' (phonetic alphabet: alpha, bravo, charlie etc.).
'always' becomes 'ever' (synonyms).
'put in' means one lot of letters goes inside another.
'credit card' becomes 'visa' (I can't justify this - if you can you should believe this answer much more).
'c'+'ever'='cever'
'cever' going into 'visa' is 'VICE VERSA'.

Can you help me to learn more?

(Other definitions for vice versa that I've seen before include "With the order reversed" , "With parts the other way round" , "The other way around" , "otherwise" , "back to front" .)

I've seen this clue in The Guardian.
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