Cheeky location of Isle of Wight ferry (8)
I believe the answer is:
insolent
'cheeky' is the definition.
(I've seen this before)
I cannot understand how the rest of the clue works.
Can you help me to learn more?
(Other definitions for insolent that I've seen before include "Rudely disrespectful" , "Lippy" , "Rude and disrespectful" , "Bold" , "Pert" .)