Crossword Genius

Child at home with no money (8)

Ross

I believe the answer is:

innocent

'child' is the definition.
(innocent can mean a child)

'home with no money' is the wordplay.
'home' becomes 'in' (to be in is to be (at) home).
'with' is a charade indicator (letters next to each other).
'money' becomes 'cent' (eg denomination of dollars).
'in'+'no'+'cent'='INNOCENT'

'at' is the link.

(Other definitions for innocent that I've seen before include "Artless or guiltless" , "Naive or not guilty" , "not intending to cause offence?" , "Without sin" , "Free from sin" .)

I've seen this clue in The Telegraph.
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