Crossword Genius

Clothed and ready for college (6)

Ross

I believe the answer is:

girton

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'college' is the definition.
(I've seen this before)

'clothed and ready' is the subsidiary indication.
'clothed' becomes 'girt' (I can't explain this - if you can you should believe this answer much more).
'and' is a charade indicator (letters next to each other).
'ready' becomes 'on' (if a device is on it is ready for use).
'girt'+'on'='girton'

'for' is the link.

Can you help me to learn more?

(Another definition for girton that I've seen is " First women's college, Cambridge".)

I've seen this clue in The Independent.
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