Crossword Genius

Concern for tree close to stream (4)

Ross

I believe the answer is:

firm

'concern' is the definition.
(I know that firm is a type of concern)

'tree close to stream' is the wordplay.
'tree' becomes 'fir' (fir is a kind of tree).
'close to' suggests the final letters (the close/ending of).
The final letter of 'stream' is 'm'.
'fir'+'m'='FIRM'

'for' is the link.

(Other definitions for firm that I've seen before include "'Solid, unyielding (4)'" , "Steady commercial organisation?" , "unlikely to collapse" , "Steady sort of business organisation" , "Business company" .)

I've seen this clue in The Independent.
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