Confused senior happens to have misgivings (13)
I believe the answer is:
apprehensions
'misgivings' is the definition.
('apprehension' can be a synonym of 'misgiving')
'confused senior happens' is the wordplay.
'confused' indicates an anagram.
'senior'+'happens'='seniorhappens'
'seniorhappens' is an anagram of 'APPREHENSIONS'.
'to have' is the link.
I've seen this clue in The Hindu.
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