Consequently trains haul bananas inside for cover? (6,9)
I believe the answer is:
health insurance
'cover?' is the definition.
(I've seen this before)
'consequently trains haul bananas inside' is the wordplay.
'consequently' becomes 'hence' (I've seen this before).
'bananas' indicates anagramming the letters (informal term for mad).
'inside' is an insertion indicator.
'trains'+'haul'='trainshaul'
'trainshaul' is an anagram of 'althinsura'.
'hence' going around 'althinsura' is 'HEALTH INSURANCE'.
'for' acts as a link.
(Another definition for health insurance that I've seen is " cover".)