Consider accepting deposit? (4,4,7)

I believe the answer is:

take into account

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'consider' is the definition.
(I've seen this before)

I don't understand how the remainder of the clue works.

(Other definitions for take into account that I've seen before include "how to increase funds in bank" , "Consider" , "what a bank may do to money" , "Allow for" .)

I've seen this clue in the Sydney Morning Herald.

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