Crossword Genius

Consumer in last country by midterm (3-4)

Ross

I believe the answer is:

end-user

I'm a little stuck... Click here to teach me more about this clue!

'consumer in last country by midterm' is the definition.
'end user' can be an answer for 'consumer' (end user is a kind of consumer). I am not sure about the 'in last country by midterm' bit.

'consumer in last' is the wordplay.
I cannot really understand how this works, but
'consumer' could be 'user' (user is a kind of consumer) and 'user' is located in the answer.
'last' could be 'end' (I've seen this in another clue) and 'end' is found within the answer.
No letters remain.
This explanation may well be incorrect...

Can you help me to learn more?

I've seen this clue in the Sydney Morning Herald.
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