Country cottage: one having to stoop? (5)
I believe the answer is:
bower
This clue is a double definition.
'country cottage' is the first definition.
(I've seen this before)
'one having to stoop?' is the second definition.
(person who bows over)
(Other definitions for bower that I've seen before include "Country cottage" , "lady's private room?" , "sanctuary" , "Leafy recess" , "Shady retreat" .)