Cover for accidents at home councils repay unexpectedly (9,6)
I believe the answer is:
insurance policy
'cover for accidents' is the definition.
The definition and answer can be both related to communication as well as being singular nouns.
Perhaps they are linked in a way I don't understand?
'home councils repay unexpectedly' is the wordplay.
'home' becomes 'in' ('he's home' can mean 'he's in').
'unexpectedly' is an anagram indicator.
'councils'+'repay'='councilsrepay'
'councilsrepay' anagrammed gives 'surancepolicy'.
'in'+'surancepolicy'='INSURANCE POLICY'
'at' is the link.
Can you help me to learn more?
(Another definition for insurance policy that I've seen is " contract that offers protection".)