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* Covered in dirt? (6,4)

Ross

I think it could be either:

Which length description are you looking for?:

6

6,4

filthy rich

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'covered' is the definition.
Both the answer and definition are adjectives.
Maybe there's an association between them I don't understand?

'dirt?' is the wordplay.
I cannot quite understand how this works, but
'dirt?' could be 'filth' ('filth' can be a synonym of 'dirt') and 'filth' is found in the answer.
This may be the basis of the clue (or it may be nonsense).

'in' acts as a link.

Can you help me to learn more?

I've seen this clue in the Sydney Morning Herald.
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