Craft providing bank transfers (5)
I believe the answer is:
ferry
'craft' is the definition.
(I know that ferry is a type of boat)
I can't explain the remainder of the clue.
Can you help me to learn more?
(Other definitions for ferry that I've seen before include "Scheduled passenger ship" , "Boat for transferring people across short stretches of water" , "Boat crossing water" , "A boat that operates on a regular schedule" , "Ship for crossings" .)