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Crank with daughter jailed, sick female and player in cooler? (4-5,6)

Ross

I believe the answer is:

wind-chill factor

I'm a little stuck... Click here to teach me more about this clue!

'crank with daughter jailed sick female' is the definition.
I don't know anything about this answer so I cannot judge whether this works.

'player in cooler?' is the wordplay.
I cannot quite understand how this works, but
'player' could be 'actor' (synonyms) and 'actor' is found in the answer.
'in' is within the answer.
This explanation may well be incorrect...

'and' is the link.

Can you help me to learn more?

I've seen this clue in The Guardian.
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