Crazy stud insures jackets (4,6)

I believe the answer is:

dust covers

'jackets' is the definition.
('dust cover' can be a synonym of 'jacket')

'crazy stud insures' is the wordplay.
'crazy' is an anagram indicator.
'insures' becomes 'covers' ('cover' can be a synonym of 'insure').
'stud' anagrammed gives 'dust'.
'dust'+'covers'='DUST COVERS'

I've seen this clue in The Daily Express.

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